Rent Affordability Calculator
Estimate a rent range from monthly income, target rent percentage, debts, and utilities.
Result
FAQ
Does this include utilities?
Yes, utilities are subtracted so the result is closer to a practical rent estimate.
Is 30 percent always right?
No. It is a common starting point, but real affordability depends on your full budget.
Make the rent estimate useful
How to use this calculator
Enter your monthly income, recurring debt, expected bills, and savings goals. The calculator helps estimate a rent range that may fit your budget before you apply for an apartment or compare neighborhoods.
What the result means
Treat the result as a planning estimate, not a rule. Actual affordability depends on take-home pay, utilities, insurance, transportation, deposits, moving costs, debt payments, savings needs, and how stable your income is.
Useful next checks
Before committing to rent, compare the estimate against take-home pay, emergency savings, and other monthly obligations. A rent number can look comfortable until utilities, groceries, transportation, and unexpected expenses are included.