One Clear Tool

Compound Interest Calculator

Estimate how a starting balance and steady monthly contributions may grow over time.

Your assumptions

Result

Read the estimate carefully

Monthly compounding

This calculator models a steady annual rate compounded monthly.

Contributions

Monthly contributions are modeled at the end of each month.

Real returns vary

Actual savings or investment returns can change over time and may include taxes, fees, or losses.

Educational planning estimate only; not investment, tax, or financial advice and not a prediction of future returns.